Medicaid

Medicaid is health coverage for people with low income, paid for jointly by the federal government and each state. Because each state runs its own program, the name, the income limits and some benefits differ from state to state. In states that have expanded Medicaid, adults can generally qualify when household income is at or below 138% of the federal poverty level, and children and pregnant women often have higher limits. Applying is free and open all year.

Start with how to enroll in Medicaid, which covers who qualifies, how to apply and how to appeal a denial. Children may qualify for CHIP even when a parent does not. This category also covers closely related help: WIC for pregnant women, new parents and young children, TANF cash assistance, Medicare sign-up, and Medicaid coverage for in-home care.

The rules are changing. A 2025 law adds a work requirement for some adults on expansion Medicaid, starting by January 1, 2027, along with more frequent renewals. Use the income limit check and the work rule checker to see where you stand, or take our free Medicaid course. Only your state Medicaid agency can decide whether you qualify.