Free · HUD's 2026 figures
Free lookup · fiscal year 2026
HUD's limits took effect May 1, 2026. Nothing you enter here is saved or sent anywhere.
Choose a state, county and household size to see the limits.
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Tennessee · fiscal year 2026
Each row is a HUD income limit area and the counties it covers. Limits are yearly household income before taxes, and they took effect May 1, 2026. Use the lookup above for 5 to 8 person households and the low income (80%) limit.
| Area and counties covered | Very low income (50%), by household size | Extremely low income | ||||
|---|---|---|---|---|---|---|
| 1 person | 2 people | 3 people | 4 people | 1 person | 4 people | |
| Bedford County, TNBedford County | $29,900 | $34,200 | $38,450 | $42,700 | $17,950 | $33,000 |
| Benton County, TNBenton County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Bledsoe County, TNBledsoe County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Campbell County, TN HUD Metro FMR AreaCampbell County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Carroll County, TNCarroll County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Chattanooga, TN-GA MSAHamilton County, Marion County, Sequatchie County | $34,100 | $39,000 | $43,850 | $48,700 | $20,450 | $33,000 |
| Claiborne County, TNClaiborne County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Clarksville, TN-KY HUD Metro FMR AreaMontgomery County | $32,850 | $37,550 | $42,250 | $46,900 | $19,750 | $33,000 |
| Clay County, TNClay County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Cleveland, TN MSABradley County, Polk County | $31,950 | $36,500 | $41,050 | $45,650 | $19,200 | $33,000 |
| Cocke County, TNCocke County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Coffee County, TNCoffee County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Crockett County, TN HUD Metro FMR AreaCrockett County | $28,150 | $32,150 | $36,150 | $40,150 | $16,900 | $33,000 |
| Cumberland County, TNCumberland County | $27,400 | $31,300 | $35,200 | $39,100 | $16,450 | $33,000 |
| Decatur County, TNDecatur County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| DeKalb County, TNDeKalb County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Dyer County, TNDyer County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Fentress County, TNFentress County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Franklin County, TNFranklin County | $29,200 | $33,350 | $37,500 | $41,650 | $17,500 | $33,000 |
| Gibson County, TN HUD Metro FMR AreaGibson County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Giles County, TNGiles County | $31,500 | $36,000 | $40,500 | $45,000 | $18,900 | $33,000 |
| Grainger County, TN HUD Metro FMR AreaGrainger County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Greene County, TNGreene County | $28,250 | $32,300 | $36,350 | $40,350 | $16,950 | $33,000 |
| Grundy County, TNGrundy County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Hancock County, TNHancock County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Hardeman County, TNHardeman County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Hardin County, TNHardin County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Haywood County, TNHaywood County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Henderson County, TNHenderson County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Henry County, TNHenry County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Hickman County, TN HUD Metro FMR AreaHickman County | $27,650 | $31,600 | $35,550 | $39,450 | $16,600 | $33,000 |
| Houston County, TNHouston County | $29,050 | $33,200 | $37,350 | $41,450 | $17,400 | $33,000 |
| Humphreys County, TNHumphreys County | $29,300 | $33,450 | $37,650 | $41,800 | $17,600 | $33,000 |
| Jackson County, TNJackson County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Jackson, TN HUD Metro FMR AreaChester County, Madison County | $27,850 | $31,800 | $35,800 | $39,750 | $16,700 | $33,000 |
| Johnson City, TN MSACarter County, Unicoi County, Washington County | $28,250 | $32,300 | $36,300 | $40,300 | $16,950 | $33,000 |
| Johnson County, TNJohnson County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Kingsport-Bristol, TN-VA MSAHawkins County, Sullivan County | $28,650 | $32,750 | $36,850 | $40,900 | $17,200 | $33,000 |
| Knoxville, TN HUD Metro FMR AreaAnderson County, Blount County, Knox County, Loudon County, Union County | $36,300 | $41,500 | $46,700 | $51,850 | $21,800 | $33,000 |
| Lake County, TNLake County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Lauderdale County, TNLauderdale County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Lawrence County, TNLawrence County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Lewis County, TNLewis County | $28,850 | $32,900 | $37,050 | $41,150 | $17,300 | $33,000 |
| Lincoln County, TNLincoln County | $30,850 | $35,250 | $39,650 | $44,050 | $18,550 | $33,000 |
| Macon County, TN HUD Metro FMR AreaMacon County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Marshall County, TNMarshall County | $32,300 | $36,950 | $41,550 | $46,250 | $19,450 | $33,000 |
| Maury County, TN HUD Metro FMR AreaMaury County | $36,300 | $41,400 | $46,600 | $51,800 | $21,800 | $33,000 |
| McMinn County, TNMcMinn County | $27,750 | $31,700 | $35,650 | $39,600 | $16,650 | $33,000 |
| McNairy County, TNMcNairy County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Meigs County, TNMeigs County | $29,400 | $33,600 | $37,800 | $42,000 | $17,650 | $33,000 |
| Memphis, TN-MS-AR HUD Metro FMR AreaFayette County, Shelby County, Tipton County | $32,450 | $37,100 | $41,750 | $46,350 | $19,500 | $33,000 |
| Monroe County, TNMonroe County | $28,000 | $32,000 | $36,000 | $39,950 | $16,800 | $33,000 |
| Moore County, TNMoore County | $32,050 | $36,600 | $41,200 | $45,750 | $19,250 | $33,000 |
| Morgan County, TN HUD Metro FMR AreaMorgan County | $28,900 | $33,000 | $37,150 | $41,250 | $17,350 | $33,000 |
| Morristown, TN HUD Metro FMR AreaHamblen County, Jefferson County | $28,050 | $32,050 | $36,050 | $40,050 | $16,850 | $33,000 |
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area10 countiesCannon County, Cheatham County, Davidson County, Dickson County, Robertson County, Rutherford County, Sumner County, Trousdale County, Williamson County, Wilson County | $40,650 | $46,450 | $52,250 | $58,050 | $24,400 | $34,850 |
| Obion County, TNObion County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Overton County, TNOverton County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Perry County, TNPerry County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Pickett County, TNPickett County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Putnam County, TNPutnam County | $30,650 | $35,000 | $39,400 | $43,800 | $18,450 | $33,000 |
| Rhea County, TNRhea County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Roane County, TN HUD Metro FMR AreaRoane County | $32,950 | $37,650 | $42,350 | $47,050 | $19,800 | $33,000 |
| Scott County, TNScott County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Sevier County, TNSevier County | $29,750 | $34,000 | $38,250 | $42,500 | $17,850 | $33,000 |
| Smith County, TN HUD Metro FMR AreaSmith County | $30,100 | $34,400 | $38,700 | $42,950 | $18,050 | $33,000 |
| Stewart County, TN HUD Metro FMR AreaStewart County | $31,550 | $36,100 | $40,600 | $45,100 | $18,950 | $33,000 |
| Van Buren County, TNVan Buren County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Warren County, TNWarren County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Wayne County, TNWayne County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| Weakley County, TNWeakley County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
| White County, TNWhite County | $27,300 | $31,200 | $35,100 | $39,000 | $16,400 | $33,000 |
KPCB Edge is an independent publisher, not a government agency. Your housing agency may cover more than one area and only it can decide whether you qualify.
Next steps
Good to know
It depends on where in Tennessee you live, because HUD sets a separate limit for each of its 72 income limit areas. For a family of four, the very low income limit ranges from $39,000 (Benton County, TN) to $58,050 (Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area). Smaller and larger households have lower and higher limits; the lookup above shows each size.
No. Places in the same HUD area share a limit, but different areas do not. Area median family income in Tennessee ranges from $44,300 to $116,100, and the limits follow it.
Most new voucher families must be very low income, which is at or below 50% of the area median income. Extremely low income families get priority: by law, 75% of the families a housing agency admits each year must be extremely low income. A family at the low income level (up to about 80%) can qualify only in a few situations.
You apply to a local public housing agency, not to HUD. Find agencies near you in HUD's PHA contact directory, check whether each one's voucher list is open, and apply to more than one if you can. Applying is always free.
Gross. Your agency compares your yearly income before deductions with the limit. Deductions, such as for children or child care, are used afterward to work out your share of the rent.
Other states
Sources