Free · HUD's 2026 figures
Free lookup · fiscal year 2026
HUD's limits took effect May 1, 2026. Nothing you enter here is saved or sent anywhere.
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Kentucky · fiscal year 2026
Each row is a HUD income limit area and the counties it covers. Limits are yearly household income before taxes, and they took effect May 1, 2026. Use the lookup above for 5 to 8 person households and the low income (80%) limit.
| Area and counties covered | Very low income (50%), by household size | Extremely low income | ||||
|---|---|---|---|---|---|---|
| 1 person | 2 people | 3 people | 4 people | 1 person | 4 people | |
| Adair County, KYAdair County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Allen County, KY HUD Metro FMR AreaAllen County | $28,300 | $32,350 | $36,400 | $40,400 | $17,000 | $33,000 |
| Anderson County, KYAnderson County | $33,750 | $38,550 | $43,350 | $48,150 | $20,250 | $33,000 |
| Ballard County, KY HUD Metro FMR AreaBallard County | $30,950 | $35,400 | $39,800 | $44,250 | $18,600 | $33,000 |
| Barren County, KYBarren County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Bath County, KYBath County | $25,550 | $29,200 | $32,850 | $36,450 | $15,960 | $33,000 |
| Bell County, KYBell County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Bowling Green, KY HUD Metro FMR AreaEdmonson County, Warren County | $28,500 | $32,600 | $36,650 | $40,700 | $17,100 | $33,000 |
| Boyle County, KYBoyle County | $28,250 | $32,300 | $36,350 | $40,350 | $16,950 | $33,000 |
| Breathitt County, KYBreathitt County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Breckinridge County, KYBreckinridge County | $25,950 | $29,650 | $33,350 | $37,050 | $15,960 | $33,000 |
| Butler County, KY HUD Metro FMR AreaButler County | $26,350 | $30,100 | $33,850 | $37,600 | $15,960 | $33,000 |
| Caldwell County, KYCaldwell County | $26,600 | $30,400 | $34,200 | $38,000 | $16,000 | $33,000 |
| Calloway County, KYCalloway County | $28,850 | $32,950 | $37,050 | $41,150 | $17,300 | $33,000 |
| Carlisle County, KY HUD Metro FMR AreaCarlisle County | $27,850 | $31,800 | $35,800 | $39,750 | $16,700 | $33,000 |
| Carroll County, KYCarroll County | $27,550 | $31,500 | $35,450 | $39,350 | $16,550 | $33,000 |
| Carter County, KY HUD Metro FMR AreaCarter County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Casey County, KYCasey County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Cincinnati, OH-KY-IN HUD Metro FMR AreaBoone County, Bracken County, Campbell County, Gallatin County, Kenton County, Pendleton County | $38,500 | $44,000 | $49,500 | $54,950 | $23,100 | $33,000 |
| Clarksville, TN-KY HUD Metro FMR AreaChristian County, Trigg County | $32,850 | $37,550 | $42,250 | $46,900 | $19,750 | $33,000 |
| Clay County, KYClay County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Clinton County, KYClinton County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Crittenden County, KYCrittenden County | $27,450 | $31,350 | $35,200 | $39,100 | $16,450 | $33,000 |
| Cumberland County, KYCumberland County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Elizabethtown, KY HUD Metro FMR AreaHardin County, Larue County | $30,900 | $35,300 | $39,700 | $44,100 | $18,550 | $33,000 |
| Elliott County, KYElliott County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Estill County, KYEstill County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Fleming County, KYFleming County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Floyd County, KYFloyd County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Franklin County, KYFranklin County | $32,250 | $36,850 | $41,450 | $46,050 | $19,400 | $33,000 |
| Fulton County, KYFulton County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Garrard County, KYGarrard County | $26,600 | $30,400 | $34,200 | $37,950 | $15,960 | $33,000 |
| Grant County, KY HUD Metro FMR AreaGrant County | $30,450 | $34,800 | $39,150 | $43,500 | $18,300 | $33,000 |
| Graves County, KYGraves County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Grayson County, KYGrayson County | $25,400 | $29,000 | $32,650 | $36,250 | $15,960 | $33,000 |
| Green County, KYGreen County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Hancock County, KYHancock County | $28,350 | $32,400 | $36,450 | $40,450 | $17,000 | $33,000 |
| Harlan County, KYHarlan County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Harrison County, KYHarrison County | $31,500 | $36,000 | $40,500 | $45,000 | $18,900 | $33,000 |
| Hart County, KYHart County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Henderson County, KYHenderson County | $27,900 | $31,900 | $35,900 | $39,850 | $16,750 | $33,000 |
| Hickman County, KYHickman County | $30,500 | $34,850 | $39,200 | $43,550 | $18,350 | $33,000 |
| Hopkins County, KYHopkins County | $26,150 | $29,850 | $33,600 | $37,300 | $15,960 | $33,000 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR AreaBoyd County, Greenup County | $29,200 | $33,350 | $37,500 | $41,650 | $17,500 | $33,000 |
| Jackson County, KYJackson County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Johnson County, KYJohnson County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Knott County, KYKnott County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Knox County, KYKnox County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Laurel County, KYLaurel County | $25,400 | $29,000 | $32,650 | $36,250 | $15,960 | $33,000 |
| Lawrence County, KY HUD Metro FMR AreaLawrence County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Lee County, KYLee County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Leslie County, KYLeslie County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Letcher County, KYLetcher County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Lewis County, KYLewis County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Lexington-Fayette, KY MSABourbon County, Clark County, Fayette County, Jessamine County, Scott County, Woodford County | $35,750 | $40,850 | $45,950 | $51,050 | $21,500 | $33,000 |
| Lincoln County, KYLincoln County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Livingston County, KY HUD Metro FMR AreaLivingston County | $28,500 | $32,600 | $36,650 | $40,700 | $17,100 | $33,000 |
| Logan County, KYLogan County | $27,550 | $31,450 | $35,400 | $39,300 | $16,550 | $33,000 |
| Louisville, KY-IN HUD Metro FMR AreaBullitt County, Henry County, Jefferson County, Oldham County, Spencer County | $34,650 | $39,600 | $44,550 | $49,500 | $20,800 | $33,000 |
| Lyon County, KYLyon County | $32,100 | $36,700 | $41,300 | $45,850 | $19,250 | $33,000 |
| Madison County, KYMadison County | $30,050 | $34,350 | $38,650 | $42,900 | $18,050 | $33,000 |
| Magoffin County, KYMagoffin County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Marion County, KYMarion County | $26,850 | $30,650 | $34,500 | $38,300 | $16,100 | $33,000 |
| Marshall County, KYMarshall County | $30,000 | $34,250 | $38,550 | $42,800 | $18,000 | $33,000 |
| Martin County, KYMartin County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Mason County, KYMason County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| McCracken County, KY HUD Metro FMR AreaMcCracken County | $34,750 | $39,700 | $44,650 | $49,600 | $20,850 | $33,000 |
| McCreary County, KYMcCreary County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Meade County, KY HUD Metro FMR AreaMeade County | $31,900 | $36,450 | $41,000 | $45,550 | $19,150 | $33,000 |
| Menifee County, KYMenifee County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Mercer County, KYMercer County | $31,800 | $36,350 | $40,900 | $45,400 | $19,100 | $33,000 |
| Metcalfe County, KYMetcalfe County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Monroe County, KYMonroe County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Montgomery County, KYMontgomery County | $26,700 | $30,500 | $34,300 | $38,100 | $16,000 | $33,000 |
| Morgan County, KYMorgan County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Muhlenberg County, KYMuhlenberg County | $25,400 | $29,000 | $32,650 | $36,250 | $15,960 | $33,000 |
| Nelson County, KY HUD Metro FMR AreaNelson County | $30,550 | $34,900 | $39,250 | $43,600 | $18,350 | $33,000 |
| Nicholas County, KYNicholas County | $26,800 | $30,600 | $34,450 | $38,250 | $16,100 | $33,000 |
| Ohio County, KYOhio County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Owen County, KYOwen County | $29,050 | $33,200 | $37,350 | $41,450 | $17,400 | $33,000 |
| Owensboro, KY MSADaviess County, McLean County | $32,250 | $36,850 | $41,450 | $46,050 | $19,400 | $33,000 |
| Owsley County, KYOwsley County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Perry County, KYPerry County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Pike County, KYPike County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Powell County, KYPowell County | $25,600 | $29,250 | $32,900 | $36,500 | $15,960 | $33,000 |
| Pulaski County, KYPulaski County | $26,400 | $30,150 | $33,900 | $37,650 | $15,960 | $33,000 |
| Robertson County, KYRobertson County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Rockcastle County, KYRockcastle County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Rowan County, KYRowan County | $26,500 | $30,300 | $34,100 | $37,850 | $15,960 | $33,000 |
| Russell County, KYRussell County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Shelby County, KY HUD Metro FMR AreaShelby County | $36,750 | $42,000 | $47,250 | $52,450 | $22,050 | $33,000 |
| Simpson County, KYSimpson County | $27,500 | $31,400 | $35,350 | $39,250 | $16,500 | $33,000 |
| Taylor County, KYTaylor County | $29,700 | $33,900 | $38,100 | $42,400 | $17,850 | $33,000 |
| Todd County, KYTodd County | $26,650 | $30,450 | $34,250 | $38,050 | $16,000 | $33,000 |
| Trimble County, KYTrimble County | $30,250 | $34,600 | $38,900 | $43,200 | $18,150 | $33,000 |
| Union County, KYUnion County | $26,850 | $30,650 | $34,500 | $38,300 | $16,100 | $33,000 |
| Washington County, KYWashington County | $29,650 | $33,850 | $38,100 | $42,300 | $17,800 | $33,000 |
| Wayne County, KYWayne County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Webster County, KYWebster County | $25,600 | $29,250 | $32,900 | $36,550 | $15,960 | $33,000 |
| Whitley County, KYWhitley County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
| Wolfe County, KYWolfe County | $25,200 | $28,800 | $32,400 | $35,950 | $15,960 | $33,000 |
KPCB Edge is an independent publisher, not a government agency. Your housing agency may cover more than one area and only it can decide whether you qualify.
Next steps
Good to know
It depends on where in Kentucky you live, because HUD sets a separate limit for each of its 101 income limit areas. For a family of four, the very low income limit ranges from $35,950 (Adair County, KY) to $54,950 (Cincinnati, OH-KY-IN HUD Metro FMR Area). Smaller and larger households have lower and higher limits; the lookup above shows each size.
No. Places in the same HUD area share a limit, but different areas do not. Area median family income in Kentucky ranges from $39,000 to $109,900, and the limits follow it.
Most new voucher families must be very low income, which is at or below 50% of the area median income. Extremely low income families get priority: by law, 75% of the families a housing agency admits each year must be extremely low income. A family at the low income level (up to about 80%) can qualify only in a few situations.
You apply to a local public housing agency, not to HUD. Find agencies near you in HUD's PHA contact directory, check whether each one's voucher list is open, and apply to more than one if you can. Applying is always free.
Gross. Your agency compares your yearly income before deductions with the limit. Deductions, such as for children or child care, are used afterward to work out your share of the rent.
Other states
Sources