Free · HUD's 2026 figures
Free lookup · fiscal year 2026
HUD's limits took effect May 1, 2026. Nothing you enter here is saved or sent anywhere.
Choose a state, county and household size to see the limits.
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New Jersey · fiscal year 2026
Each row is a HUD income limit area and the counties it covers. Limits are yearly household income before taxes, and they took effect May 1, 2026. Use the lookup above for 5 to 8 person households and the low income (80%) limit.
| Area and counties covered | Very low income (50%), by household size | Extremely low income | ||||
|---|---|---|---|---|---|---|
| 1 person | 2 people | 3 people | 4 people | 1 person | 4 people | |
| Atlantic City-Hammonton, NJ HUD Metro FMR AreaAtlantic County | $38,100 | $43,550 | $49,000 | $54,400 | $22,900 | $33,000 |
| Bergen-Passaic, NJ HUD Metro FMR AreaBergen County, Passaic County | $48,700 | $55,650 | $62,600 | $69,550 | $29,250 | $41,750 |
| Cape May County, NJ HUD Metro FMR AreaCape May County | $40,550 | $46,350 | $52,150 | $57,900 | $24,350 | $34,750 |
| Jersey City, NJ HUD Metro FMR AreaHudson County | $51,550 | $58,950 | $66,300 | $73,700 | $30,950 | $44,200 |
| Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR AreaHunterdon County, Middlesex County, Somerset County | $54,200 | $61,950 | $69,700 | $77,400 | $32,550 | $46,450 |
| Monmouth-Ocean, NJ HUD Metro FMR AreaMonmouth County, Ocean County | $49,250 | $56,250 | $63,300 | $70,300 | $29,550 | $42,200 |
| Newark, NJ HUD Metro FMR AreaEssex County, Morris County, Sussex County, Union County | $48,450 | $55,400 | $62,300 | $69,200 | $29,050 | $41,500 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSABurlington County, Camden County, Gloucester County, Salem County | $42,950 | $49,100 | $55,250 | $61,350 | $25,800 | $36,800 |
| Trenton-Princeton, NJ MSAMercer County | $48,850 | $55,800 | $62,800 | $69,750 | $29,300 | $41,850 |
| Vineland, NJ MSACumberland County | $34,150 | $39,000 | $43,900 | $48,750 | $20,500 | $33,000 |
| Warren County, NJ HUD Metro FMR AreaWarren County | $44,800 | $51,200 | $57,600 | $63,950 | $26,850 | $38,350 |
KPCB Edge is an independent publisher, not a government agency. Your housing agency may cover more than one area and only it can decide whether you qualify.
Next steps
Good to know
It depends on where in New Jersey you live, because HUD sets a separate limit for each of its 11 income limit areas. For a family of four, the very low income limit ranges from $48,750 (Vineland, NJ MSA) to $77,400 (Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area). Smaller and larger households have lower and higher limits; the lookup above shows each size.
No. Places in the same HUD area share a limit, but different areas do not. Area median family income in New Jersey ranges from $89,100 to $154,800, and the limits follow it.
Most new voucher families must be very low income, which is at or below 50% of the area median income. Extremely low income families get priority: by law, 75% of the families a housing agency admits each year must be extremely low income. A family at the low income level (up to about 80%) can qualify only in a few situations.
You apply to a local public housing agency, not to HUD. Find agencies near you in HUD's PHA contact directory, check whether each one's voucher list is open, and apply to more than one if you can. Applying is always free.
Gross. Your agency compares your yearly income before deductions with the limit. Deductions, such as for children or child care, are used afterward to work out your share of the rent.
Other states
Sources