Free · HUD's 2026 figures
Free lookup · fiscal year 2026
HUD's limits took effect May 1, 2026. Nothing you enter here is saved or sent anywhere.
Choose a state, county and household size to see the limits.
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New York · fiscal year 2026
Each row is a HUD income limit area and the counties it covers. Limits are yearly household income before taxes, and they took effect May 1, 2026. Use the lookup above for 5 to 8 person households and the low income (80%) limit.
| Area and counties covered | Very low income (50%), by household size | Extremely low income | ||||
|---|---|---|---|---|---|---|
| 1 person | 2 people | 3 people | 4 people | 1 person | 4 people | |
| Albany-Schenectady-Troy, NY MSAAlbany County, Rensselaer County, Saratoga County, Schenectady County, Schoharie County | $43,100 | $49,250 | $55,400 | $61,550 | $25,900 | $36,950 |
| Allegany County, NYAllegany County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Binghamton, NY MSABroome County, Tioga County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Buffalo-Cheektowaga, NY MSAErie County, Niagara County | $35,550 | $40,600 | $45,700 | $50,750 | $21,350 | $33,000 |
| Cattaraugus County, NYCattaraugus County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Cayuga County, NYCayuga County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Chautauqua County, NYChautauqua County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Chenango County, NYChenango County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Clinton County, NYClinton County | $33,400 | $38,200 | $42,950 | $47,700 | $20,050 | $33,000 |
| Columbia County, NYColumbia County | $40,900 | $46,750 | $52,600 | $58,400 | $24,550 | $35,050 |
| Cortland County, NYCortland County | $32,550 | $37,200 | $41,850 | $46,450 | $19,500 | $33,000 |
| Delaware County, NYDelaware County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Elmira, NY MSAChemung County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Essex County, NYEssex County | $33,000 | $37,700 | $42,400 | $47,100 | $19,800 | $33,000 |
| Franklin County, NYFranklin County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Fulton County, NYFulton County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Genesee County, NYGenesee County | $34,050 | $38,900 | $43,750 | $48,600 | $20,450 | $33,000 |
| Glens Falls, NY MSAWarren County, Washington County | $33,250 | $38,000 | $42,750 | $47,500 | $19,950 | $33,000 |
| Greene County, NYGreene County | $37,300 | $42,600 | $47,950 | $53,250 | $22,400 | $33,000 |
| Hamilton County, NYHamilton County | $33,000 | $37,700 | $42,400 | $47,100 | $19,800 | $33,000 |
| Ithaca, NY MSATompkins County | $41,300 | $47,200 | $53,100 | $59,000 | $24,800 | $35,400 |
| Kingston, NY MSAUlster County | $41,100 | $46,950 | $52,800 | $58,650 | $24,650 | $35,200 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY MSADutchess County, Orange County | $44,100 | $50,400 | $56,700 | $62,950 | $26,450 | $37,750 |
| Lewis County, NYLewis County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Montgomery County, NYMontgomery County | $33,450 | $38,200 | $43,000 | $47,750 | $20,100 | $33,000 |
| Nassau-Suffolk, NY HUD Metro FMR AreaNassau County, Suffolk County | $57,550 | $65,750 | $73,950 | $82,150 | $34,550 | $49,300 |
| New York, NY HUD Metro FMR AreaBronx County, Kings County, New York County, Putnam County, Queens County, Richmond County | $59,400 | $67,850 | $76,350 | $84,800 | $35,650 | $50,900 |
| Otsego County, NYOtsego County | $31,850 | $36,400 | $40,950 | $45,450 | $19,100 | $33,000 |
| Rochester, NY MSALivingston County, Monroe County, Ontario County, Orleans County, Wayne County | $37,450 | $42,800 | $48,150 | $53,500 | $22,500 | $33,000 |
| Rockland, NY HUD Income Limit AreaRockland County | $59,400 | $67,850 | $76,350 | $84,800 | $35,650 | $50,900 |
| Schuyler County, NYSchuyler County | $31,750 | $36,250 | $40,800 | $45,300 | $19,050 | $33,000 |
| Seneca County, NYSeneca County | $33,900 | $38,750 | $43,600 | $48,400 | $20,350 | $33,000 |
| St. Lawrence County, NYSt. Lawrence County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Steuben County, NYSteuben County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Sullivan County, NYSullivan County | $32,450 | $37,100 | $41,750 | $46,350 | $19,500 | $33,000 |
| Syracuse, NY MSAMadison County, Onondaga County, Oswego County | $37,400 | $42,750 | $48,100 | $53,400 | $22,450 | $33,000 |
| Utica-Rome, NY MSAHerkimer County, Oneida County | $34,250 | $39,150 | $44,050 | $48,950 | $20,550 | $33,000 |
| Watertown-Fort Drum, NY MSAJefferson County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
| Westchester County, NY Statutory Exception AreaWestchester County | $59,400 | $67,850 | $76,350 | $84,800 | $35,650 | $50,900 |
| Wyoming County, NYWyoming County | $32,250 | $36,850 | $41,450 | $46,050 | $19,400 | $33,000 |
| Yates County, NYYates County | $31,500 | $36,000 | $40,500 | $44,950 | $18,900 | $33,000 |
KPCB Edge is an independent publisher, not a government agency. Your housing agency may cover more than one area and only it can decide whether you qualify.
Next steps
Good to know
It depends on where in New York you live, because HUD sets a separate limit for each of its 41 income limit areas. For a family of four, the very low income limit ranges from $44,950 (Allegany County, NY) to $84,800 (New York, NY HUD Metro FMR Area). Smaller and larger households have lower and higher limits; the lookup above shows each size.
No. Places in the same HUD area share a limit, but different areas do not. Area median family income in New York ranges from $78,100 to $164,300, and the limits follow it.
Most new voucher families must be very low income, which is at or below 50% of the area median income. Extremely low income families get priority: by law, 75% of the families a housing agency admits each year must be extremely low income. A family at the low income level (up to about 80%) can qualify only in a few situations.
You apply to a local public housing agency, not to HUD. Find agencies near you in HUD's PHA contact directory, check whether each one's voucher list is open, and apply to more than one if you can. Applying is always free.
Gross. Your agency compares your yearly income before deductions with the limit. Deductions, such as for children or child care, are used afterward to work out your share of the rent.
Other states
Sources